Child Life Insurance Overcharges

If you bought a child life insurance policy for your minor child or grandchild, you may be paying higher premiums than you should.

Premium overcharges such as these affect all types of child life insurance policies and violate the law in every state. If you live in New Jersey, these overcharges also violate insurance regulations as well as other state laws.

Life insurance premiums are based on a variety of factors such as age, sex, health and statistics associated with life expectancy. Based on those factors, your child or grandchild is placed into a premium rate class. The premium is supposed be determined by multiplying the appropriate premium rate by the selected amount of insurance coverage. An error in any one of the factors used to determine the premium rate may cause you to pay higher premiums than you should for your child life insurance policy.

If you bought a life insurance policy for your minor child or grandchild, make sure you have the peace of mind that you did not overpay for the child's life insurance by using the form below to contact our law firm or calling us toll-free at 1 (800) 642-5297 for a free evaluation of your policy.

Your Name:

Your Daytime Phone Number:

Your Evening Phone Number:

Your E-Mail:

What year did you purchase the policy?

What company is the policy through?

What state do you live in?

Do you have any questions or comments? (not required)